It can be unfortunate and devastating when your roof suffers storm damage. It affects not just the rest of your home but also your family and your finances. To prevent further damage to your home, it must be resolved as quickly as possible. You may only have to pay for extensive repairs if it sustained minor damage, but in some cases, it may be better to pay for a complete replacement. You’ll only know how much you need to pay through a professional roof inspection.
As soon as the weather’s favorable, you must act quickly to prevent further damage to your roof. If you’re filing an insurance claim, a professional roof inspection will typically be on your to-do list. But depending on your provider, they may not always give a sufficient amount to cover the repair costs.
Common Tactics Used to Reduce or Deny Claims
Insurance coverage for roof damage may vary depending on the details of your policy. However, the coverage you get can also depend on which insurance company protects your home. Some providers employ several tactics to prevent you from getting enough compensation for your roof repairs. As such, it helps to be aware of these tactics to prepare yourself better when filing a roof insurance claim.
When an adjuster represented by your insurance provider inspects your roof in person, they can sometimes think of ways to avoid paying for the repairs. Sometimes, they might claim that the roof damage was already pre-existing and that it only got worse after being hit by a storm. They may also downplay the damage and scale of repairs needed to save your roof by claiming it as minor damage. They’ll do these tactics just to justify their reduced compensation for the repairs and ignore the entire cost of the repairs.
Why a Second Opinion Matters
To avoid insurance adjusters underestimating roofing materials and labor costs, you’ll need to get a second opinion from an independent contractor. Their training and experience can make a difference when they thoroughly inspect your roof’s condition. They must also be reputable so that their detailed report has weight when fighting against low estimates and claim denials.
If you’re looking for a trusted contractor to inspect your roof following a storm, ExteriorPros is your best choice for the job. Our team can assist you with your insurance claim when you need help getting the insurance company to cover your damages. Allow us to come out first to document the damage, offer a professional estimate and gather supporting evidence for your claim. Once your repairs have been approved, simply get back in touch and we’ll schedule a time to perform the necessary repairs.